Featured Properties - MOCEEREALTOR

Refinancing a Mortgage Loan: Your Complete Guide

Refinancing replaces your current mortgage with a new loan to secure better terms, lower rates, adjust loan length, access equity, or remove PMI. Options include rate-and-term, cash-out, cash-in, no-closing-cost, streamline, short refinance, reverse mortgage, and...

Toronto’s Housing Affordability: Opportunities Amid Price Changes

Toronto's housing remains highly unaffordable despite recent price declines. A median-income family must save over 42 months of income for a downpayment and dedicate more than 110% of income to mortgage payments, making ownership impossible...

January 8, 2026

Slow Toronto Housing Recovery Fuels Cautious Buyers

Toronto home prices fell 7.2% year-over-year, yet first-time buyers remain hesitant. Condo market struggles continue, with buyers facing losses and uncertainty at closing. Average payments remain high despite rate cuts, stressing $60k–$90k earners. Economic volatility...

January 7, 2026

Durham Prices Dropped: Is It a Buyer’s Market?

Avg. price: $840,833 in Nov. 2025, ↓1.3% MoM, ↓7% YoY Detached avg: $934,485, ↓1.8% MoM, ↓7.6% YoY Sales: 622 homes, ↓15.8% YoY; active listings: 2,154, ↑18.5% YoY All property types saw price drops MoM and...

Three things to know about getting a mortgage if you’re self-employed

Self-employed homebuyers can secure loans but must provide more documentation, such as two years of tax returns, profit and loss statements, and IRS Form 4506-T. Maintaining a good credit score and separating business from personal...

January 5, 2026

Could This Dip Be Toronto’s Homebuying Opportunity?

November sales ↓ 15.8% YoY to 5,010 units Avg. price still > $1M, but ↓ 6.4% YoY New listings ↓ 4%, active inventory ↑ 16.8% Condo sales ↓ 21.7% across GTA; all property types down...

Toronto Housing Market Outlook 2026

In November 2025, Toronto home prices fell 5.8% year-over-year to an average of $951,700, with single-family homes at $1,162,500, townhouses at $696,300, and condos at $558,500, all showing declines. Sales dropped 15.8% YoY, new listings...

Toronto Homebuyers Gain More Opportunities in 2025 Market

Toronto experienced the largest home price decline among major Canadian cities in 2025, with a 5% drop year-over-year. Nationally, the housing market saw its first annual price decline since mid-2023, falling 1%, with condos dropping...

January 2, 2026

Toronto Condo Sales Tank, but Is This Opportunity?

Slide 1 – Hook “Toronto condo buyers paused in November—and the numbers quietly show why.” Slide 2 – What Changed “Condo sales dropped 22%, with prices slipping to about $663K GTA-wide.” Slide 3 – Hidden...

December 31, 2025

Happy New Year!

A new year arrives with fresh goals, bold ideas, and the momentum to turn today’s plans into tomorrow’s lasting success. 2026 begins with opportunity ahead, inviting smarter decisions, renewed focus, and confidence to shape what...

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