Toronto’s housing market is forecasted to see prices fall by 4% and sales decline by 5% by year-end 2025.
The region remains a buyer’s market, though affordability is improving as rates ease and prices adjust.
Sellers are lowering expectations, while first-time buyers return with family support.
Economic uncertainty continues to weigh on consumer confidence, keeping activity subdued.
Further rate cuts in late 2025 may support a gradual market rebound heading into 2026.
September 21, 2026
Canada: Rate Cuts Can Worsen Affordability | Reach out to me for buying or selling. First time? Call for a FREE consultation.
A closer look at recent research from Canada’s central bank highlights an important reality about our housing market: while lower interest rates can spark a quick jump in homebuying demand, the supply side takes much...