Prices corrected ~25% since 2022, but slowly—no panic, just hesitation.
Jobs feel shakier, rates still high—confidence matters more than affordability.
Even with lower rates, monthly payments remain 30% higher than pre-pandemic.
The next price move won’t be explosive—it’ll be quiet, slow, and selective.
This isn’t a crash—it’s a reset, rewarding patient buyers and realistic sellers.
June 24, 2026
Canada Mortgage Rates Outlook (2026–2030) | Reach out to me for buying or selling. First time? Call for a FREE consultation.
Rates are expected to stay relatively stable in 2026, with most forecasts placing 5-year fixed mortgages between 3.7% and 4.8%. Gradual easing is possible through 2027–2030, as inflation moderates and the Bank of Canada maintains...