After ten straight quarters of challenging affordability across Canada, the conversation is shifting. With mortgage rates no longer expected to ease and possibly edging even higher in the coming year, everyone’s focus naturally turns to home prices and income growth as the main influences on what buyers and sellers can actually achieve. The economic outlook suggests slower population growth may help keep housing demand—and prices—in check, while a strengthening job market could give household incomes a much-needed boost. Still, unless we see real moderation in home prices, any improvements in affordability may be limited. What stands out in my daily conversations is just how different each market truly is. For instance, buyers and sellers in Vancouver and Toronto are navigating a different landscape than those in Calgary or Edmonton. As your dedicated partner in real estate and home inspection, I’m always tracking these shifts to help you make sense of what’s next for your unique situation.